Why does Allstate keep increasing my insurance rate?

Why does Allstate keep increasing my insurance rate?

I am 26 years old, in California. I have had Allstate for almost 2 years now, and every 6 months my rate increases. It went up $200+, and I have not had any tickets/accidents/claims, and I have not moved. When I asked them about this, they just said they are adjusting their rates due to zip code. Seems like bologna to me. Has anyone else had this problem? Which insurer do you recommend?

 

BEST ANSWER: Try this site where you can compare quotes:salecarinsurance.xyz

 

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This is the deal. I bought a new phone. HTC Desire S. I then accidentally dropped down the toilet. This caused it to get water damaged which equals broken phone. It's with the insurance company, and I know my claim has been accepted and now they are deciding whether they can repair the phone or send me a replacement. Now.. What does a replacement mean: Does that mean a new phone (fresh out of box) Does that mean a refurbished phone (second hand) Does that mean a different model phone (not a HTC Desire S) I've never used a insurance company before for this kind of thing because I'm always very careful when it comes to my technology and gadgets, so I don't know. I'm hoping I'll at least get the same model phone I had. I only had this phone for 2 weeks (Upgraded from Vodafone)

 

 

23 & Auto Insurance...never had any in my name?

ok, so i haven't gotten my new vehicle yet. I won one through the company i work for. I will be getting my new ride in about 6-10wks. Cheverlot Equinox 2010. I have never had car insurance in my name, my dad always took care of this kind of stuff for me. well since this car will be in my name, i was wondering do alot of the insurance companies go based on your credit score? i don't have good credit at all and worried my rates will be very high. I would like some companies listed that you know is cheap but also has discounts for my age with kids. I have 3 kids and i am 23, someone told me State Farm will give me a discount for my kids. Anyone heard of this? Or any other companies that do this. Thanks ANY information about AUTO insurance will be greatly appreciated. As far as the coverage also, i don't have a clue about any of these deductibles they are asking about when i go to some of the sites online for quotes! Thanks

 

 

Would insurance be more expensive for a Nissan Sentra, or a Ford Fiesta?

I live in Pa, either car I get will be financed. I got an offer for the Sentra for 72 Months for $275 a month, and the lowest car insurance for that would be $180 so far for that. I did not yet go out to look for a Ford Fiesta, but from what I hear they are less expensive on car insurance. I aparently have til Monday to give the Dealers my decision before the deal drops which I highly doubt , I think they were just telling me that to pressure me into making a quicker decision/mistake. Please give me your advise. Can they really only give me a certain amout of time for the offer? They claimed it had to do with other customers possibly taking any of the money toward loans from the banks... I am new at this stuff and what is more expensive to have insurance on?

 

 

Average cost of term life insurance?

20 years male 44 old non smoker. Internet has several resources for free quotes, but none from big, well-know insurance companies. Just from small ones. Please help

 

 

Cheap cars to insure?

17 Year old female that has just passed my test and needs a car. What cars are really cheap to insure? If possible can you also add the engine size, year released, 3 or 5 door and any other details that will be useful :) Thank you :)

 

 

How to reduce the price of your insurance for a 18 year old? (in the UK)?

Hey, i just wanted to know if anyone knew ways to reduce the price. At the moment i know some insurance companies reduce the price if you have done something called pass plus Also adding a parent onto YOUR policy can also reduce the cost (not the other way round, that's illegal if you drive it more then they do!) Thanks, i only want a Ford Fiesta, but insurance is looking at 1500+!

 

Why does Allstate keep increasing my insurance rate?

I am 26 years old, in California. I have had Allstate for almost 2 years now, and every 6 months my rate increases. It went up $200+, and I have not had any tickets/accidents/claims, and I have not moved. When I asked them about this, they just said they are adjusting their rates due to zip code. Seems like bologna to me. Has anyone else had this problem? Which insurer do you recommend?

 

Is commercial auto insurance much more expensive than personal?

I have a little Mr. Fix it business on the side and I carry a few tools in my SUV. I am thinking of getting a commercial auto policy. Will it be more expensive than personal and how ...show more

 

 

Cheapest insurance online?

Can anyone point me to the cheapest insurance companies online? Been quoted some ridicules prices. Thanks

 

 

Im a new driver and my insurance in 1600 or above, i have tried all the cheapest cars!?

i have just passed my driving test and i am looking for a cheap run around car to start me off, ive tried all the cheap cars (fiestas, peugeots and much more) but nothing seems to take my insurance lower, does anyone have any ideas...???? thanks.

 

 

After market alloys and telling your car insurance company about them?

Hi Guys, I'm a bit of a novice when it comes to car insurance... I recently bought a T reg honda civic, its a 1.4i. It had tyres with wheel trims on them when i bought it. However, I am looking to buy a set of alloys to improve the look of the car. NOT for boy-racing about the place I might add! I was wondering if it would be worth my while getting them if my insurance company are going to charge me more for insuring it including the alloys. I dont want to be running about with the alloys on without letting them know because I know it would make my insurance void. Any ideas what the insurance company are likely to say or do? I have only beening driving since October of 07 so my insurance is already 1200 a year, which is awful and I dont need it to go up much further...

 

 

I need health insurance. and advice?

i am 20 and want to get affordable good health insurance but i only want to pay like 75$ a month is that reasonable? what should i be expecting to pay and what providers are good?

 

 

Car insurance who is responsible ? He lives on his own but the car is in my name?

My son is twenty three and lives at a different address. The title for his car is in my name. Who is responsible for car insurance?

 

 

If I get my speeding ticket dismissed will my insurance rates still increase?

I got a speeding ticket in TX, but I'm taking a course to get it dismissed. Will my insurance company even find out about my points if they're taken off my license? And if they do, will my insurance rates go up or is that completely dependent on points?

 

 

How much would insurance cost for a 97 Mazda Miata?

I'm thinking about getting my 16 year old son a 1997 Mazda Miata with about 110,000 miles. I have 3 cars currently with state farm. I do plan on selling one car to buy the miata. I have a clean driving record myself. My son in an honors student. He has completed drivers Ed. He hasn't gotten in any wrecks yet. Any idea of how much insurance would be a month for him?

 

 

Car insurance and registration?

SO, I recently bought a car in New Jersey form a car dealer but didn't get the license plate for it because eI have a FL license and I need insurance. I rencety asked a friend for a recommended car insurance provider and he informed me that the car needs to be registered in FL to get FL insurance. Now, my questions is does it really need to be registered in FL to get FL insurance? because my license is a FL license, not a NJ one.

 

 

How much would insurance cost me on this car?

im 22 heres the link thanks http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&item=280280977518&_trksid=p2759.l1259

 

 

Does anyone know what insurance company in NJ has there policy start with the letter F ?

the policy number is F183941-4

 

 

When my boyfriend turned 18 he lost his health insurance. where can he get health insurance at?

He doesn't see the importance of it, but I know he needs it. dental and health insurance. He doesn't make a lot of money either.

 

 

Geico vs. Progressive?

I currently have Progressive and am very happy with their service and the rates had been pretty reasonable, however they went up considerably because my husband hit a deer. I was thinking about getting a quote from Geico to see if I could get a better rate. Anyone have experience with Geico? Are they as good as Progressive?

 

 

So where do I get health insurance?

My job doesn't give me health insurance and I'm usually broke and mommy and daddy can't get it for me. Where do I go to get health insurance?

 

 

What is the easiest way to have insurance?

My unemployed mom spoils my 12 y/o little brother everyday and I only work 14 hours. I've tried applying to 30 stores but my AA diploma is worthless.

 

 

Will getting quotes from car insurance companies affect my credit score?

I am reluctant to get other quotes to compare coz i have the feeling it affects my credit score negatively. Does it?

 

 

Is it best to wait until i am 25 to buy a car to save on insurance?

i heard it was like 3grand to insure a car for a male under 25 or is it 21?

 

 

What kind of insurance do i need to get a license in California?

what do i need to get and how do i get it if my parents do not want to put me under there policy and i do not own a car myself. and i am also looking for the cheapest possible insurance

 

 

Can you register and buy a (cheap) car with no license or insurance?

I want to know if i can register a very cheap car thats around 2,000 tops at a used car lot and buy it with no problems.What problems will i face isnt it easyier to get a cheap car like this then at a actual new dealer i have no license or insurance do i pick a dealer with in house financing the only thing they will most likely ask for is it to get registered can i do that im paying half down.?im 21 im getting my license in 2 weeks (and no i cant wait)

 

 

Personal Medical Insurance?

Why is medical insurance is a dream of riches or expensive commodity in U.S.A ? For example, Denmark, Canada, and other countries it is affordable and free to the people who contribute to the development of the country? (In Denmark for example if you can speak Danish, and work, you get free Insurance, like such in another countries). Why can't we make it affordable to everyone? What pro-active thoughts, comments, actions, suggestions you have for in this regard? Thank you.

 

 

Using a po box in license for cheap car insurance?

I live in the bronx but car insurance for me is like 660 a month... that's impossible to make... I wanted to go with Statefarm... I was using a po box in Yonkers, tuckahoe 20 mins away and it dropped to 220 a month with more then just liability coverage ... the po box isn't on the street it's a ups street address.. the guy told me people do it all the time but I just wanted to be sure.. does Statefarm ask for proof of address.... like bill of con Ed which Im only 17 btw.... I work so I was going to change my address on my check I receive to the Yonkers address and my debit card address also.. and ofcourse I was going to make that my address in my license.... I know brokers will give you insurance with any addres but will it be good the 6 months or will they contact me a month or so with asking for info abt my addres... will it work is the question if it's in on my license and I say that's where I live.. I'm 17 so I don't have credit... also has anyone ever done this?? no stupid answers

 

 

Did you see the left/right coalition letter against the health insurance mandate?

March 19, 2010 Dear Member of Congress: On behalf of our organizations and the millions of people we represent, we strongly encourage you to oppose the individual mandate in the Patient Protection and Affordable Health Care Act of 2009. Our groups and members may disagree on what are the best solutions to our health care problems, but this unprecedented coalition of organizations from across the political spectrum agrees that forcing individuals to buy insurance from private companies under the threat of fines or jail is not the reform we need. The individual mandate is a section of the bill that requires every single American to buy health insurance-whether or not they want it or feel they can afford it-or break the law and face penalties and fines. Consequently, the bill does not actually cover 30 million more Americans-instead it makes them criminals if they do not buy insurance from private companies. We hope you agree that it is unconscionable to force people to buy a product from a private insurer. This would effectively be a tax-and a huge one-paid directly to a private industry. Enacting this mandate would be a major victory for the insurance companies at the expense of the American people. It should be no surprise they support the government forcing everyone to buy their product. Imagine how the hamburger industry would respond if the government forced everyone to have hamburgers for lunch or pay fines? According to the President's Council of Economic Advisers, the average annual premium for single coverage is $4,321. If the 46 million uninsured are forced to purchase private health insurance at that price, then the insurance industry stands to bring in up to $200 billion in new insurance premiums per year. The Senate bill also includes an estimated $630 billion in corporate welfare for private insurance companies in the form of subsidies over the next 10 years, creating even less incentive than currently exists for private insurance premiums to be lowered. To make matters worse, the Centers for Medicare and Medicaid Services estimates that 19 million Americans would not buy insurance and as a result would be forced to pay $29 billion in taxes/fines. The Joint Committee on Taxation has made it clear that failure to pay these fines could result in jail time. Thirty-six states have passed or are considering measures that would allow their residents to opt out, including Virginia, Utah, Pennsylvania, Florida, Minnesota, Michigan, Georgia and Ohio. Given these fact, it is not surprising that a recent NBC News poll finds 57 percent of Americans do not want the government to create a law that requires everyone to have health insurance coverage and that only 38% of Americans favor the mandate, making it the least popular part of the bill. The American people stand in firm opposition to the individual mandate. We stand with them. We hope you will, too. Sincerely, Americans for Tax Reform, Grover Norquist, President Democrats.com, Bob Fertik, President Healthcare-NOW!, Katie Robbins, National Organizer FreedomWorks, Matt Kibbe, President and CEO Progressive Democrats of America (PDA), Tim Carpenter, Director Campaign for Liberty, John Tate, President 60 Plus Association, Jim Martin, President Liberty Tree Foundation, Ben Manski, Executive Director Hector Barreto, Chairman, The Latino Coalition National Taxpayers Union, Duane Parde, President National Coalition of Organized Women, Consuela Sylvester, Ohio Director Citizens for Health, Jim Turner, Chairman Competitive Enterprise Institute, Gregory Conko, Senior Fellow American Association of Small Property Owners, F. Patricia Callahan, President U.S. Bill of Rights Foundation, Dane vonBreichenruchardt, President Institute for Liberty, Andrew Langer, President Santa Monicans for Safe Drinking Water Coalition, Gene Burke, Founder, Director Alliance for Natural Health USA, Gretchen DuBeau, Executive Director Association of American Physicians and Surgeons, Dr. Jane Orient, Executive Director Fairfax County Privacy Council, Mike Stollenwerk, Chairman The Rutherford Institute, John W. Whitehead, President Pain Relief Network, Siobhan Reynolds, Executive Director American Policy Center, Tom DeWeese, President Justice Through Music, Brett Kimberlin, Director Velvet Revolution, Brad Friedman, Co-Founder After Downing Street, David Swanson, Co-Founder Project Vote Smart, Mark A. Adams, Founder Democracy in Action (DIA), Dorothy Reilly, Organizer Squadron13.com, Gordon Sturrock, Founder Democracy for America - Tucson Chapter, Richard Kaiser, Co-chair DownWithTyranny.com, Howie Klein, Publisher Center for Financial Privacy and Human Rights, J. Bradley Jansen, Director DownsizeDC.org, Inc., Jim Babka, President Cyber Privacy Project, Richard Sobel, Director Citizens For Legitimate Government, Lori R. Price, Managing Editor Republican National Hispanic Assembly, Minnesota Chapter, Rick Agui

 

 

Insurance related question to a 1987 5.7L IROCZ?

Hello I am 17 years old and have saved up enough money to buy a 1987 IROC-Z with 350TPI, 140K. Now when I purchased the vehicle a year ago I could afford to insure it but was to young to drive. I was supposed to get my G2 permit in August. I've already prepared it for the road for the but I am in Ontario and the driving strike is still going on. And to top that off, insurance companies raised their prices! I can no long afford to insure the car when spring rolls around. My mom made a good good...why not insure the car under HER name at a DIFFERENT insurance company, and put me as a secondary driver? That way I can enjoy the great prices and hell I bet she can have some fun driving this car. The car would not be insured itself, it will only be insured incase I hit someone and damage them. Would this affect her insurance rate at her other main company( 2 cars,house,boat)? Thanks!

 

 

Why is my insurance quote so big ?

I am UK resident from 2009. I got my drivers license 6 months ago. It's from Latvia, which is in EU. Now when I search for car insurance, the cheapest one is 5,000 GBP. Should I change it to UK license, will it reduce the price ?

 

 

Do I have to pay more for my 16 yr old to drive?

Do I have to pay for a different auto insurance policy (that costs alot more)here in Oregon to allow my 16 year old son to drive our vehicles? I was told by a former ins agent, this is a scam to get more in premiums, when it is not required by law.

 

Why does Allstate keep increasing my insurance rate?

I am 26 years old, in California. I have had Allstate for almost 2 years now, and every 6 months my rate increases. It went up $200+, and I have not had any tickets/accidents/claims, and I have not moved. When I asked them about this, they just said they are adjusting their rates due to zip code. Seems like bologna to me. Has anyone else had this problem? Which insurer do you recommend?

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